/house-solid%20copy.svg){kind=small}
LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Simple Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Simple Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$15.30
$15.30
$15.30
$15.30
$15.30
$15.30
$15.30
$15.30
$15.30
$15.30
$15.30
$15.30
$15.30
$15.30
$15.30
$15.90
$15.90
$17.40
$17.70
$18.00
$18.60
$20.10
$20.70
$21.30
$21.90
$24.30
$24.90
$25.80
$26.70
$28.20
$29.70
$30.90
$32.40
$35.40
$37.20
$39.30
$41.40
$44.40
$46.80
$51.00
$54.00
$58.80
$63.60
$69.00
$76.20
$83.40
$91.80
$104.70
$115.50
$129.30
$142.80
$158.10
$175.50
$194.40
$215.70
$239.70
$265.20
$320.40
$351.00
$385.80
$422.10
$464.70
$510.30
$562.50
$623.40
$689.70
$759.30
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$31.80
$31.80
$34.80
$35.40
$36.00
$37.20
$40.20
$41.40
$42.60
$43.80
$48.60
$49.80
$51.60
$53.40
$56.40
$59.40
$61.80
$64.80
$70.80
$74.40
$78.60
$82.80
$88.80
$93.60
$102.00
$108.00
$117.60
$127.20
$138.00
$152.40
$166.80
$183.60
$209.40
$231.00
$258.60
$285.60
$316.20
$351.00
$388.80
$431.40
$479.40
$530.40
$640.80
$702.00
$771.60
$844.20
$929.40
$1,020.60
$1,125.00
$1,246.80
$1,379.40
$1,518.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$40.80
$42.60
$43.80
$44.40
$45.00
$46.20
$49.80
$51.00
$52.80
$54.00
$55.80
$60.00
$62.40
$66.00
$69.60
$73.80
$76.20
$81.00
$83.40
$87.60
$93.00
$97.80
$103.80
$109.20
$117.00
$125.40
$134.40
$144.60
$153.00
$165.00
$182.40
$197.40
$216.60
$238.80
$270.00
$298.80
$333.00
$366.00
$406.20
$448.80
$500.40
$552.00
$610.80
$676.20
$813.00
$893.40
$979.20
$1,074.60
$1,177.20
$1,291.80
$1,419.60
$1,571.40
$1,733.40
$1,905.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov